DEITRA J. MCBRYDE REALTOR®
"Your Key to Home-Ownership"    
 

Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Deitra J. McBryde ABR, CDPE,CRS, e-PRO


Welcome to my website your resource to Home Ownership for Southeastern Michigan servicing Birmingham, Canton, Farmington Hills,Lathrup, Redford, Southfield, Troy, West Bloomfield and a community where you live.

I know that buying or selling a home is an important decision. I can provide you with the expert advice you need to make the best decision possible for you and your family.  I am committed to providing you with the best level of service in finding your new home or selling your existing home.

I can help you beat other homebuyers to the hottest new homes for sale with our New Listings Notification.

If you are considering selling, we can provide you with a FREE Home Evaluation/Consultation to make an informed decision.

Whether you are looking to buy or sell, I am here to help.  My team and I will bring our outstanding service and expertise to every potential transaction and are eager to help you with your next purchase or sale.

We work hard to earn your business and look forward to assisting you further.

Thanks for visiting my website.  Please feel free to browse through all our listings in your area.

 

YOUR PROFESSIONAL REALTOR®,

Deitra J. McBryde

ABR CRS, e-PRO, CDPE

Century 21 Elegant Homes

 

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